Cafe, Restaurant & Retail Policies

How do I get a hard copy of my policy? 

To download and print a copt of your policy, please log into your Evari Dashboard and follow the prompts to download your policy.

How is the price calculated? 

There are a number of factors that affect the price. This includes things like the nature of your business, the types of cover, limits and excesses selected and where you operate your business from.

Why does the quote system auto populate some values?

When you first obtain a quotation, the Evari system will connect to your cloud accounting database and extract information in relation to your;

• Revenue
• Total Value of Stock
• Total Value of Contents

This information will then auto populate into the Evari quote system and you will be asked to confirm these values. It is at this stage that you can elect to change any of these values and confirm your changes.

My Cover limit says SET - how do I change the cover limit?

Once you move to the 'customise your quote page' you will see that the cover limits for Stock & Contents and Business Disruption (where selected) are SET.

To change the limits on these sections you will need to use the 'click to go back button' on the toolbar to go back to the previous page and alter the values.

Note:

• The set cover limit for Business Disruption will default to 50% of your current annual revenue amount.
• The set cover limit for Stock & Contents will default to the total of your stock and contents values.

Do you price match?

Evari is unable to price match with any other insurers. We do however suggest that you review the cover types you have selected, against the covers offered by other insurers, as well as any limits, sub limited & excesses. Different policies may not be exactly alike, so understanding what you will and won't be cover for is important to help you decide what is the best cover for your business.

Why is the premium different to the other quotations I have obtained?

Evari’s policy provides comprehensive cover which includes accidental damage and flood cover whereas some some insures may provide defined events only cover, so it is really important that you compare Evari’s policy wordings with the other insurers policy wordings/PDS and select the best cover for your business.

Evari allows you to tailor the covers you elect to take out by turning sections on or off and increasing or reducing both cover limits and section excesses thus changing the premium payable.